Slavko Carić, predsednik izvršnog odbora Erste banke, kaže da se sada dešava neviđena kriza, imamo krizu ponude, krizu tražnje, kao i krizu poverenja.

- U krizi poverenja banke moraju da odigraju ozbiljnu ulogu, ali to ne mogu same. Mi smo sa NBS napravili sklop mera, smanjena je referentna kamatna stopa i uveden moratorijum na sve kredite- rekao je Carić.

Kaže da će to omogućiti klijentima da dođu do likvidnosti i da mogu da funkcionišu.

Carić kaže da su banke sada mnogo spremnije za krizu nego što su bile 2008. godine.

Prema njegovim rečima, 90% klijenata želi moratorijum, tek 10% njih je reklo da im ne treba i da žele da nastave da plaćaju.

- Nemojte ići u nedozvoljeni minus, tu je visoka kamata - savetuje Carić.

Navodi da su pre desetak dana plaćanja klijenata na dnevnom nivou stala, i zato pozdravlja mere Ministarstva finansija koje su bankama omogućili da lakše daju novac onima kojima je to potrebno.

- Banke preuzimaju veliki rizik, ali su u stanju da preuzmu taj rizik - rekao je on.

Slavko Caric, the chairman of the Executive Board of Erste Bank Serbia, says that the coronavirus crisis has led to a crisis of supply, a crisis of demand and a crisis of trust.

– In a crisis of trust, banks have to play an important role, but cant do it alone. We have prepared a set of measures with the National Bank of Serbia. The key policy rate has been lowered and theres a moratorium on all credits – Caric said.

He says that this will enable clients to achieve liquidity and be functional.

Caric says that the banks are now much better prepared for the crisis than they were in 2008.

According to him, 90% of the clients want a moratorium and only 10% have said they didnt need it and that they want to continue repaying their debts.

– Dont go into overdraft, as the interest is high – Caric advises.

He says that, around ten days ago, daily client payments stopped, so he welcomes the measures of the Ministry of Finance which allow banks to give money more easily to those who need it.

– The banks have taken a big risk upon themselves, but can handle it – he said.